Once you’ve got a wage structure in place, take a look at the future wages of your players in the following screen: Finances > Wages > Salary Commitments. This means any new signings will be in line with your wage structure going forward. If you work with a Director of Football, you can set these maximum wages when he’s trying to sign your transfer targets. That £20,000-a-week saved over a year would be not far off a million in total. For example, if I had a total of £300,000, I might go with £280,000 instead. If you’re in a lot of debt you can pick a total wage budget lower than that assigned by the board. But don’t exceed the 10% of total wages unless you’re well under budget in your playing squad. I haven’t covered youth players as it depends on the structure of your club. Unless it’s your 20-goals-a-season striker or you can make savings elsewhere, it’s time to sell. If anyone earns more than their squad status dictates, you can’t afford them. I then divide these totals by the number of players in each category to see the maximum weekly wage I can offer a player based upon their squad status. These figures apply to my three main squad status categories outlined above and my youth team respectively. I split whatever weekly wage budget I’ve got into the following segments: 30%-30%-30%-10%. When starting a save, I immediately consult the Finances tab. This is mostly because it helps keep wages from spiralling out of control and also allows you to get a hand on squad management. I’d never considered implementing a wage structure in FM until I read a blog a few years ago and I’ve done it ever since - even if my club isn’t in debt. Learn your squad inside out and adjust some squad statuses to more realistic levels. Can you keep six important players happy? Can you rotate four wingers who all expect to be regular starters? Probably not. There’s also the likelihood you’ll face squad disharmony sooner rather than later. Ideally, I like to have my squad made up as follows: Four Important players, Seven Regular starters, 11 Backups/Squad players.Īny more than the above in each area means you have a bloated squad and are overpaying in wages. My favourite task, and the most important element here is to look at player’s squad status. You can sell these or loan them out if another team is willing to take on the wages. Use the greater visibility provided by the Squad Planner to highlight the deadwood or expendable players. You may have five strikers but only play with one-striker formations. We also don’t always inherit balanced squads. Any extra spaces can be taken up by promising youth-team players who’ll relish the first-team experience when called upon. Unless you’re playing in multiple competitions you don’t need more than 22 players. The first, and most obvious, tip is to look at your first-team squad. This is especially true if your team is in a seriously tricky predicament. It won’t all be plain sailing though you should still follow the steps below. After all, with higher reputation comes better sponsorship deals and higher ticket sales. The resulting prize money, more extravagant fixtures and the boost in reputation from competing in the biggest competitions should help hack away at any debt. Assess the squad and ask yourself the following question: how far from the next level is the club? Is your team close to being able to challenge for promotion or even the European places? If so, then you might not have to do much, other than be a good manager and steer the ship sensibly. If you find yourself in charge of a club with debt problems, the first thing to do is take stock of the situation. Matthew Hallsworth provides eight top tips on how to manage a club in debt without having to sell all your best players. Tackling that debt creates another fun challenge, one faced by many real-life clubs. If you take over a team in debt in Football Manager 2023, don’t panic or throw the save aside and pick another club. Whether it’s top-flight teams splashing the cash or a lower-league team desperate to stay afloat, many clubs are in a difficult place financially. In the current climate, it seems like debt and football go hand in hand.
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